There’s a hole in the middle of our lot *clap clap*
There’s a hole in the middle of our lot *clap clap*
There’s a hole. There’s a hole. There’s a hole in the middle of our lot *clap clap*
There’s a loan on the hole in the middle of our lot…
And that’s where our story begins.
For those of you who know me, you know that I’m not good with paperwork. I’m just not. So thank God the task of dealing with the construction loan has fallen squarely onto DB’s very capable shoulders. Had I gotten stuck with it instead, the above ditty would have been more, “SECOND VERSE, SAME AS THE FIRST” than “There’s a loan on the hole in the middle of our lot.” In other words, no progress would have been made whatsoever, because honestly - the last time I had to get a home loan, it was so therapy-inducing (for all involved) that I ended up severing all ties to a shallow acquaintance while clinging to my best friend for dear life.
However, to tell you that part of the story, I have to tell you this part first.
Though my ex-husband and I bought our house in 1999, he handled the details. In fact, it wasn’t until after our divorce in 2008 (when I had to refinance and transfer the mortgage), that I looked at my first financial document… ever. As you can imagine, walking into a bank as an old dog unwilling to learn new tricks… with no fiscal experience and even less patience… in the midst of a global economic crisis… trying to understand equity and escrow and APRs and closing costs and appraisals… was NOT my finest moment. So I did what I do in every meltdown, I called my best friend... and not just to vent, but for help. You see, she’s owned several homes, is getting a PhD in Economics, and truly knows what she’s talking about. Add to that the fact that she knows how to handle me in just such moments, and voila – she’s my crisis hotline.
So for about thirty minutes straight, I called… and I texted… and I called… and I texted, but she didn’t respond. And that’s when I figured out that she must be in a meeting with her phone off, so I sent the following e-mail to her instead: Please come to the Credit Union with me and help me finish this fucking paperwork. Note, if you don’t, you leave me no choice but to tell them it’s for a Lesbian Boys Ranch… our Lesbian Boys Ranch (to be specific) and I will list you as the co-signer. Don't make this uglier than it has to be. See you Tuesday at 11:15. Love you."
Later that day, I received an e-mail back that said, "I'm sorry. I don't think you meant to send this to me." It was from the Head of a Women’s Club that I belong to… who happens to have the same initials as my best friend, TB. Yup - I e-mailed it to TB alright, just the wrong one. Now, to fully understand the horror of this situation, you have to understand that this woman (not my TB but the other TB) is a typical mid-western social club president. She is a prude and a gossip who believes that divorce is a disease... that it’s contagious... and that it’s coming for her like a semi on ice without breaks. So she wants nothing to do with me to begin with. And now, NOW she thinks I'm a lesbian... who wants to open a boy’s ranch... with my best friend... who also happens to be my lover. Needless to say, she didn't need any more fundraising help from me.
When I forwarded the entire string to TB… the real TB… she said, “See you at the bank. Wear that sweater I love that makes your eyes pop (and by that I mean shows off your boobs).” Clearly this is why we’re best friends.
At any rate... this story isn't about a shallow woman who walked away when it got hard or even about the amazing woman who didn’t. It's about a hole that’s been dug, on a lot that’s been purchased, with a loan that neither TB nor I had to handle. But it’s also about passing on my mother’s advice - with a twist, "Just because you don't keep the shallow friends doesn't mean you can't fuck with them. And just because you kept the good ones doesn't mean you can."
Talk to you next week!
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